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Payment Methods

We have several payment methods that are fast, reliable, and easy.

Balboa Thrift and Loan offers a variety of ways to make a monthly payment. 
 
This is a non-transactional website. To prevent unauthorized access to your information, we maintain security standards that conform to industry practices. 
 
Make an Online Payment Here:  secure.balboathrift.com

To process your payment over the phone, please call us at 800.748.5684. Our team is available Monday through Friday between 9:00 AM and 5:00 PM PT.
You can mail payments to the following address:
Balboa Thrift and Loan
P.O. Box 1147
Chula Vista, CA 91912
 
For payments or payoffs delivered via FedEx/UPS, remit to:
Balboa Thrift and Loan
Attn: Payments or Payoffs
865 Amena Court
Chula Vista, CA 91910
You can make a payment in person at any of our branch locations. To find the branch nearest you, please visit our home page for a list of branches.
For your convenience, you can securely make a payment using your preferred bank account or payment card by calling 866.894.1314 or by clicking the link below. 
 
Please have your 10-digit account number available. Keep in mind, there will be a $9.00 fee charged by Speedpay for this service.
Checking Accounts: Payments before 5:00 pm PT (Monday through Friday) post same day. Payments after 5:00 pm PT post next business day.
 
ATM/Debit Card: Payments before 3:00 pm PT (Monday through Friday) post same day. Payments after 3:00 pm PT post next business day.

Payments made on weekends or Federal Holidays process on the next business day.
With over 40,000 retail agent locations nationwide (including CVS Pharmacy, Walmart, and Albertsons), this is a fast way to send a payment. You must use the receive code number “6232”. For your convenience, just click on the MoneyGram Express button below for the nearest location.
 
Please have your 10-digit account number available and keep in mind that MoneyGram will charge a fee for the transaction. MoneyGram can only accept Cash or Debit Cards with a PIN.