Transparent Lending. Accessible Auto Terms.
For more than 45 years, Balboa Thrift and Loan has partnered with auto dealerships to provide competitive financing solutions for both new and used vehicle buyers. Our experienced lending team works closely with dealerships to deliver quality financing and exceptional customer service.
Indirect Auto Program
Once you've chosen your vehicle, the dealership submits your financing application to lenders, including Balboa, and presents available financing options. It's a seamless process designed to get you on the road faster.
Flexible Financing Option
Balboa currently purchases retail installment contracts with partnered franchise and independent dealerships in California and Arizona. We offer financing for new and used vehicles with flexible loan terms of up to 75 months to help create affordable monthly payments. Your finances are unique, and we treat them that way. Balboa takes a comprehensive look at every application. Customers who meet these and other underwriting requirements may qualify for financing.
Note: FDIC insurance applies only to eligible deposit accounts and is subject to applicable coverage limits.